FACTS

What Does HOMEBOUND LOANS, INC Do with Your Personal Information?

Why?

Financial Companies Choose How They Share Your Personal Information. Federal Law Gives Consumers

The Right To Limit Some But Not All Sharing. Federal Law Also Required Us To Tell You How We Collect,

Share, And Protect Your Personal Information. Please Read This Notice Carefully to Understand What We Do.

What?

The Types of Personal Information We Collect and Share Depend on the product or service you

Have With Us. This Information Can Include:

Social Security Number Account Balances & Payment History, Transaction History And Account Transactions

When You Are Our Customer, We Continue To Share Your Information As Described No Longer In This Notice.

How?

All Financial Companies Need To Share Customers’ Personal Information To Run Their Everyday Business. In The Section Below, We List The Reasons Financial Companies Can Share Their Customers’ Personal Information; The Reasons HOMEBOUND LOANS, INC Chooses To Share; And Whether You Can Limit This Sharing.

Reasons we can share your personal information Does HOMEBOUND LOANS, INC share? Can you limit this sharing?

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For our everyday business purposes-- such as to

 process your transactions, maintain your account(s), No We Don't Share

responds to court orders and legal investigations, or 

report to credit bureaus

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For our marketing purposes -- to offer our products No We Don't Share

 and services to you

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For joint marketing with other financial companies No We Don't Share

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For our affiliates' everyday business purposes -- 

information about your transactions and experiences No We Don't Share

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For our affiliates' everyday business purposes

 -- information about your creditworthiness No We Don't Share

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For our affiliates to market to you No We Don't Share

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For nonaffiliates to market to you No We Don't Share

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Questions?       Call 682.365.4355 Or Go To HBLending.Com/Privacy

Who We Are

Who Is Providing This Notice?

HomeBound Loans, INC DBA HB Lending

What We Do

How Does HOMEBOUND LOANS, INC Protect My Personal Information?

To Protect Your Personal Information From Unauthorized Access And Use, We Use Security Measures That Comply With Federal Law. These Measures Include Computer Safeguards And Secured Files And Buildings.

How Does HOMEBOUND LOANS, INC Collect My Personal Information?

We Collect Your Personal Information

Why Can’t I Limit All Sharing?

     Federal Law Gives You The Right To Limit Only:

Sharing For Affiliates’ Everyday Business Purposes – Information About Your Creditworthiness

Affiliates From Using Your Information To Market To You

Sharing For Non-Affiliates To Market To You

 State Laws And Individual Companies May Give You Additional Rights To Limit Sharing.

Definitions

Affiliates - Companies Related By Common Ownership Or Control. They Can Be Financial And Nonfinancial Companies.

Nonaffiliates - Companies Not Related By Common Ownership Or Control. They Can Be Financial And Nonfinancial Companies.

Joint Marketing - A Formal Agreement Between Nonaffiliated Financial Companies That Together Market Financial Products Or Services To You.