1099 Loan

Are you self-employed or an independent contractor? 

A 1099 Loan is a non-QM Loan that can be a good option for borrowers that are self-employed or independent contractors. The 1099 Loan allows borrowers to use their 1099 forms to verify their income in lieu of tax returns to qualify for a mortgage. 

Other qualifications to expect in order to ensure a smooth application process can include, but not limited to: