VA Loan

Serving Those Who’ve Served

Members of the military, National Guard, eligible surviving spouses, veterans, and reservists could qualify for loans that are partially guaranteed by the VA. These individuals can purchase homes with little to no down payment, no private mortgage insurance (PMI), and generally get a competitive rate with limited closing costs.

VA Loans are mortgage loans available through a program established by the United States Department of Veterans Affairs.

The VA sets the qualifying standards, dictates the terms of the mortgages offered, and guarantees to pay a portion of the loan.

VA loans do require a small funding fee. If you can afford to put down a higher percentage of your down payment, a conventional loan might make more sense.